Credit Analyst

Company: Metabyte
Location: National City
Posted on: November 20, 2022

Job Description:

California Bank & Trust, San Diego, CA 92673 Immediately hiring$36 $45an hourFull TimePerks BenefitsMedical, dental and vision coverage, competitive 401k with company match, 10 paid federal holidays, paid vacation, and paid sick time, tuition reimbursement program, health savings (HSA) and flexible spending (FSA) and dependent care accounts, employer-paid basic life insurance, and many more!Immediately Hiring!Immediately hiring a Credit Analyst at San Diego's awarded Best Bank! Competitive benefits offered. A GREAT opportunity for either growth in customer service or financial banking services.If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you! This workplace culture values each associate's unique experiences, background and perspectives and provides a collaborative environment for all associates to grow and thrive.A Credit Analyst provides high level customer service to clients that walk in. You will support clients by conducting credit investigations and reviewing loan covenants. As a finance expert you will provide rates and loan information to clients and help fulfill their financial needs. Recent experience as a Credit Analyst is required! This job at California Bank & Trust is being filled by Teamanics, a career platform to get hired and move up.Learn More #FBSResponsibilities for Credit AnalystConducts credit investigations and analyzes credit information pertaining to loans Investigates all available sources of credit and financial information, including reporting services, credit bureaus, other companies, main office files, and branchesAnalyzes financial statements and related materialAnalyzes financial conditions and trendsReviews and reports non-compliance with loan covenantsDetermines cash flow using appropriate tax analysisPrepares summaries, presents facts, and offers opinions concerning credit-worthinessProvides credit information and references for customers, loan officers, or other agencies as requestedMay provide rates and loan information to clientsEnsures that all credit files include proper documentation including current financial statements, agency reports, etc.Maintains control over current accounts, noting payment progress, watching for any developing problems, and keeping loan officers informedWrites credit memorandumsAccompanies lenders on business callsConducts industry researchAssists with special projects as assigne This job at California Bank & Trust is being filled by Teamanics, a career platform to get hired and move up.Learn More #FBSRequirements for Credit AnalystRequires a Bachelor's and 2+ years of recent credit analysis experience, lending/credit procedures and processes OR other directly related experienceA combination of education and experience may meet requirementsWorking knowledge of financial and spread analysis and credit/lending procedures for moderately complex loansFull use and application of commercial credit principles, theories, concepts, and techniquesAbility to work with lending officers and staffSolid communication skills, both verbal and writtenAbility to make sound decisions regarding loansSolid PC skill required This job at California Bank & Trust is being filled by Teamanics, a career platform to get hired and move up.Learn More #FBS

Keywords: Metabyte, National City , Credit Analyst, Professions , National City, California